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Over 15 years of experience in digital financial services, working with commercial, development and central banks, fintechs, academia, and consulting. My work focuses on designing inclusive, customer-centric financial products and conducting qualitative research into how people use and need financial services. I specialize in financial inclusion policies and am interested in the intersection of technology, finance, governance, and citizen trust. I am the author of Inclusive Finance: How Fintech and Innovation Can Transform Financial Inclusion (Kogan Page, 2024) and a senior lecturer at the Centre for Finance, Technology and Entrepreneurship, where I lead multi-day workshops for Central Banks on topics such as blockchain, open banking, fintech, and AI. Currently, I am pursuing a PhD in Political Science (Universities of Aveiro and Beira Interior). My research investigates the normative and empirical dimensions of financial inclusion across Sub-Saharan Africa. Apart from my PhD, I am interested in digital authoritarianism, specifically how it manifests across financial infrastructure.
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Identificação

Identificação pessoal

Nome completo
Meaghan Heather Johnson

Nomes de citação

  • Johnson, Meaghan

Identificadores de autor

Ciência ID
5915-9E94-80A8

Moradas

  • Travessa do Pereiro, 3220, Espinho, Miranda do Corvo, Portugal (Pessoal)

Websites

Domínios de atuação

  • Ciências Sociais - Economia e Gestão - Economia
  • Ciências Sociais - Ciências Políticas

Idiomas

Idioma Conversação Leitura Escrita Compreensão Peer-review
Inglês (Idioma materno)
Alemão Utilizador independente (B1) Utilizador independente (B1) Utilizador independente (B1) Utilizador independente (B1) Utilizador independente (B1)
Português Utilizador elementar (A2) Utilizador elementar (A2) Utilizador elementar (A2) Utilizador elementar (A2) Utilizador elementar (A2)
Formação
Grau Classificação
2024/10/01 - 2028/09/01
Em curso
 Political Science (Doutoramento)
Especialização em Political Science
Universidade de Aveiro Departamento de Ciências Sociais Políticas e do Território, Portugal
 17.33
2009/10/16
Concluído
 Development Studies (Master)
Especialização em Development Studies
University College Dublin School of Politics and International Relations, Irlanda
"Social Identity Theory within the Israeli Defense Forces: Perceptions of Hamas" (TESE/DISSERTAÇÃO)
 Second Class Honours Grade 1
2004/01/09 - 2008/05/17
Concluído
 Managerial Economics and Marketing (Bachelor)
Bentley University, Estados Unidos
 3.37 GPA
Percurso profissional

Docência no Ensino Superior

Categoria Profissional
Instituição de acolhimento 		Empregador
2020/01/06 - Atual Assistente (Docente Universitário) The University of Manchester Alliance Manchester Business School, Reino Unido

Outros

Categoria Profissional
Instituição de acolhimento 		Empregador
2020 - Atual Senior Lecturer Center for Finance, Technology and Entrepreneurship, Reino Unido
2017/01/11 - Atual Consulting Digital Magss Consulting, Portugal
2016/03/01 - 2017/10/25 Co-founder 11:FS, Reino Unido
2012/10/01 - 2016/02/01 Associated Director Mapa Research, Reino Unido
2003/03/01 - 2003/06/01 Intern Congressman Stephen F. Lynch, Estados Unidos
Projetos

Projeto

Designação Financiadores
2025/03/27 - 2025/07/01 AIs Impact on Productivity, GDP and The Workforce; Implications for the G20
None
Project lead
Em curso
Produções

Publicações

Artigo em conferência
  1. Johnson, Meaghan. "To block or not to block: Pathways to digital financial authoritarianism". Trabalho apresentado em ECPR General Conerence, 2026.
  2. Johnson, Meaghan. "Surveillance, Constriction, Exclusion: Digital Authoritarianism Through Financial Infrastructure". Trabalho apresentado em ECPR Joint Workshop, 2026.
Artigo em revista
  1. Johnson, Meaghan. Autor correspondente: Johnson, Meaghan. "Surveillance, Constriction, Exclusion: Digital Authoritarianism Through Financial Infrastructure". (2026):
    Submetido
  2. Johnson, Meaghan. "An Incomplete Bargain: Financial Inclusion and the Social Contract in Sub-Saharan Africa". Finance and Society (2026):
    Submetido
  3. Johnson, Meaghan. "Challenger banks are dead, long live challenger banks". Journal of Digital Banking 5 4 (2021): 329-341.
    Publicado
  4. Johnson, Meaghan; Verdegaal, Mark. "How traditional banks are innovating the basics to provide customers with an Uber-like mobile banking experience". Journal of Digital Banking 1 1 (2016): 33. https://doi.org/10.69554/bdwp4997.
    Publicado • 10.69554/bdwp4997
Livro
  1. Johnson, Meaghan; Alessandro Hatami . Autor correspondente: Alessandro Hatami. Inclusive Finance: How Fintech and Innovation Can Transform Financial Inclusion. London, Reino Unido: Kogan Page. 2025.
    Publicado
Atividades

Consultoria / Parecer

Descrição da atividade Instituição / Organização
2020/05/01 - Atual Lead instructor and content creator for modules on fintech innovation, digital banking, and financial regulation. Delivered sessions to regulators and policy professionals, including engagements with the Saudi Arabia Central Bank and the Emirates Institute of Finance.
2017/10/01 - Atual Operating a consulting practice specializing in strategy, product development, and research for banks, fintechs, consultancies, central banks, development banks, and PE/VC investment firms. Over 30 clients across the B2B, B2G, and B2C space, including start-ups, scale-ups, Unicorns, and Corporates. Fractional Roles (2021- present) Fractional Chief Product Officer Led product strategy and discovery for Rauva (Portugal) and Talenthouse (UK, US), optimizing their market positioning and customer offerings aligning with their respective banking pa